Yep, pretty much exactly my thoughts and usage, apart from trying it on rough ground.
On the boat it’s a godsend apart from uptiding, where it’s counterproductive.
It’s just too hard and immediate for my liking off the shore in most scenarios, I like the little bit of cushion you get from mono, plus the better abrasion resistance.
The only thing I might be tempted to try one day is the extreme heavy braid for rough ground fishing but it just feels intrinsically wrong to me, although I admit I’ve never tried it, so that part is purely just my gut feeling (which may be wrong of course!)